:root{
  --navy:#0A2B8A;
  --navy-dark:#071E63;
  --gold:#D7A52B;
  --red:#C8102E;
  --ink:#172033;
  --muted:#667085;
  --line:#E7EAF0;
  --soft:#F5F7FB;
  --white:#FFFFFF;
  --radius:18px;
  --shadow:0 14px 40px rgba(10,43,138,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,"Helvetica Neue",sans-serif;color:var(--ink);background:#fff;line-height:1.7}
a{color:inherit;text-decoration:none}
.container{width:min(1120px,92%);margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.logo{font-size:28px;font-weight:800;letter-spacing:-1.2px;color:var(--navy)}
.logo span{color:#3B4352}
.nav-links{display:flex;gap:28px;align-items:center;font-size:14px;font-weight:600}
.nav-links a{color:#344054}
.nav-links a:hover,.nav-links a.active{color:var(--navy)}
.nav-cta{padding:10px 17px;border-radius:999px;background:var(--navy);color:#fff!important}
.hero{background:linear-gradient(135deg,#f5f8ff 0%,#fff 60%);padding:92px 0 82px}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:70px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--navy);font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase}
.eyebrow:before{content:"";width:24px;height:2px;background:var(--gold)}
h1{font-size:52px;line-height:1.12;letter-spacing:-1.8px;margin:18px 0}
h2{font-size:34px;line-height:1.2;letter-spacing:-.8px;margin:0 0 16px}
h3{font-size:20px;margin:0 0 8px}
.lead{font-size:19px;color:#475467;max-width:680px}
.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-block;padding:13px 20px;border-radius:10px;font-weight:700;font-size:14px}
.btn-primary{background:var(--navy);color:#fff}
.btn-secondary{border:1px solid #C9D1E1;background:#fff;color:var(--navy)}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:38px;box-shadow:var(--shadow);position:relative;overflow:hidden}
.hero-card:after{content:"";position:absolute;width:180px;height:180px;border-radius:50%;background:rgba(215,165,43,.14);right:-70px;top:-70px}
.mark{width:78px;height:78px;border-radius:20px;background:var(--navy);display:grid;place-items:center;color:#fff;font-size:36px;font-weight:800;margin-bottom:25px}
.hero-card strong{display:block;font-size:25px;margin-bottom:7px}
.section{padding:82px 0}
.section-soft{background:var(--soft)}
.section-head{max-width:700px;margin-bottom:38px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 7px 24px rgba(16,24,40,.04)}
.icon{width:48px;height:48px;border-radius:14px;background:#EEF3FF;color:var(--navy);display:grid;place-items:center;font-weight:800;margin-bottom:18px}
.card p{color:var(--muted);margin:0}
.number{font-size:13px;font-weight:800;color:var(--gold);letter-spacing:.08em}
.banner{padding:60px 0;background:var(--navy);color:#fff}
.banner p{color:#D9E2FF;max-width:700px}
.footer{background:#08163F;color:#D9E2FF;padding:42px 0}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px}
.footer .logo{color:#fff}
.footer .logo span{color:#D9E2FF}
.footer p{margin:8px 0;color:#AFC0EA;font-size:14px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:20px;font-size:12px;color:#93A7D3}
.page-hero{padding:70px 0;background:linear-gradient(135deg,#f5f8ff,#fff)}
.info-list{display:grid;gap:12px}
.info-item{padding:16px 0;border-bottom:1px solid var(--line)}
.info-item b{display:block;margin-bottom:3px}
.quote{border-left:4px solid var(--gold);padding:10px 0 10px 22px;color:#475467;font-size:18px}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px}
table{width:100%;border-collapse:collapse;background:#fff}
th,td{text-align:left;padding:16px;border-bottom:1px solid var(--line);white-space:nowrap}
th{background:#F8FAFC;color:#344054;font-size:13px}
td{color:#475467}
@media(max-width:800px){
  .nav{height:auto;padding:16px 0;align-items:flex-start}
  .nav-links{gap:13px;flex-wrap:wrap;justify-content:flex-end}
  .nav-cta{display:none}
  .hero{padding:62px 0}
  .hero-grid,.grid-2,.grid-3,.footer-grid{grid-template-columns:1fr}
  h1{font-size:40px}
  h2{font-size:29px}
}